Angsana Golf Residences Topaz | Apartments | 3 bedrooms

Standard Construction Payment Plan:
1st payment upon signing the contract — 20% of the total price
2nd payment upon 25% completion — 20%
3rd payment upon 50% completion — 20%
4th payment upon 75% completion — 20%
5th payment upon completion of construction — 20%

Deferred Payment Plan:
1st payment upon signing the contract — 20%
2nd payment upon 25% completion — 10%
3rd payment upon 50% completion — 10%
4th payment upon 75% completion — 10%
Payments after construction completion — 50%

Financing Options — Interest Rate:

• 1 year (4 quarterly payments) — 3%

• 3 years (12 quarterly payments) — 5%

• 5 years (20 quarterly payments) — 7%

• SWIFT Transfer: Payment is made under the official sales and purchase agreement and the issued invoice.
• Cash Payment: Payment in cash directly to the developer.
• Currency Exchange: You may use our partner services for convenient exchange of rubles or foreign currency and transfer of funds to the developer’s account.

View: golf courses, mountains, complex

Ownership type: villa in full ownership, land on a long-term lease

Floors: 7

Location area

Distance to the sea: 1.5 km

Activities: «RAVA Beach Club» (2 km), «XANA » (1.8 km)

Spa/Resorts: «Banyan Tree Spa » (1.4 km), «SAii Laguna Phuket» (2.2 km), «Anantara Layan Phuket Resort» (5.6 km)

Supermarkets: «Villa Market - Boat Avenue» (2.2 km), «Tops Porto de Phuket» (2.8 km), «HOME PRO» (3.7 km)

Restaurants/Cafe/Bars: «BARTELS Bang Tao» (2 km), «Mr. Tom Yam » (2 km), «Zuma Phuket» (5.6 km), «Project Artisan» (6 km), «La Maree» (2 km), «Bake» (2 km)

Infrastructure

• Security
• Swimming pool(several communal pools)
• Walking zones
• Parking
• Gym

Airport: 17 km

Malls: «Porto de Phuket» (3.3 km), «Robinson Lifestyle Thalang» (11 km), «Central Phuket» (24 km)

Schools: «HeadStart International School» (7 km), «HEI Schools Phuket» (11 km)

Golf fields: 50 m

Tennis courts: 5.8 km

What is the process for completing a property purchase from a developer in Phuket?

The process of purchasing property from a developer in Thailand can seem complex, especially if you are dealing with local legal procedures for the first time. However, by following a clear sequence of steps with a professional agency, you can safely and successfully acquire your new home or apartment in Phuket. Below are the main stages of this process.

1. Choosing the Right Property with an Independent Market Expert

   The first step in purchasing real estate is selecting a property that meets your requirements and expectations. It is recommended to consult with an independent market expert who can help assess the prospects of various properties and provide up-to-date information about developers and the terms of the deal.

2. Signing a Reservation Agreement and Paying the Deposit

   After choosing a property, you will proceed to sign a reservation agreement. It is important to carefully review the terms of the agreement, as it formalizes your intention to purchase the specific property. Along with signing the agreement, a deposit is required, the amount of which is set by the developer. Typically, the deposit ranges from 100,000 THB to 2% of the property price. This deposit confirms your commitment and ensures that the property you selected will be reserved for you.

3. Drafting, Reviewing, and Signing the Sales and Purchase Agreement

   The next important step is the preparation of the main sales and purchase agreement. At this stage, the lawyers of both parties review the contract, making necessary changes and clarifications. Once everything is in order, the agreement is signed. This process can take up to 30 calendar days, depending on the conditions outlined in the reservation agreement. Signing the sales and purchase agreement legally solidifies the obligations of both parties and sets the stage for further payment actions.

4. Making the First Major Payment

   After signing the main contract, it is time to make the first major payment, which usually ranges from 20% to 33% of the total property price. Further payments are made according to the schedule outlined in the reservation agreement. These can be either a lump sum payment or a series of regular payments during the construction phase.

5. Registration of Ownership at the Land Department

   Once the property is ready, the process of registering ownership begins. This procedure is usually handled by the developer and their legal team, although you can also appoint your independent lawyer to manage the registration. The registration process at the Land Department takes between 10 to 45 days. It is important to ensure that all documents are properly completed and registered.

6. Final Payment and Receiving the Property Documents

   After the ownership registration process is completed, you will receive a final bill for the remaining amount. Once full payment is made, you will receive documents confirming your ownership of the property. At this stage, you officially become the owner of your new home or apartment in Phuket.

Conclusion:

Purchasing property from a developer in Thailand is a process that requires attention to detail and adherence to legal procedures. Our specialists at Get Your Phuket are ready to guide you every step of the way, ensuring the safety and success of your transaction.

Is it possible to take out a loan to buy real estate in Thailand?

Rarely, but such lending is provided by commercial banks under the following conditions:

• The maximum loan amount is up to 50% of the appraised value of the property;
• The maximum loan term is up to 10 years;
• The interest rate depends on the specific property after its appraisal, and typically ranges from 6-8%;
• It is important to note that the property is collateralized by the bank.

Procedure for obtaining a loan:

• The bank analyzes the developer’s activity and reviews the documents;
• The bank's specialists conduct an appraisal of the property's market value.

If the decision is positive, the loan is approved. Only your passport will be required.

Additionally, when purchasing new real estate, there is always the option to use an installment plan from the developer. The installment plan is interest-free for the duration of the construction of the condominium or villa, with payments made in stages.

What should you consider before purchasing?

The areas for permanent residence are different from the resort zones. It is also important to check the reliability of the developer by researching their past projects, ratings, and customer reviews.

What fees are involved in purchasing property in Thailand?

The cost of processing a real estate transaction in Thailand includes the following fees:

• Registration fee – 2% of the appraised value of the property;
• Stamp duty – 0.5% of the appraised value or the contract price, whichever is higher;
• Withholding tax – 1% of the appraised value or the contract price, whichever is higher.

When registering property for long-term lease (leasehold), the following fees must be paid:

• Registration fee – 1% of the appraised value of the property;
• Stamp duty – 0.1% of the appraised value or the contract price, whichever is higher.

All of these fees are one-time payments.

How to ensure the legal purity of the transaction?

This requires the assistance of a specialist who is well-versed in Thai legislation. A lawyer will help verify the documents and the developer's company for any encumbrances, the legality of the construction, and the land ownership documents.